:root{
  --blue-1:#0f3460;
  --blue-2:#16213e;
  --blue-3:#1a1a2e;
  --gold:#efc07b;
  --white:#ffffff;
  --muted:#cfd6e1;
  --card:rgba(255,255,255,.06);
  --card2:rgba(255,255,255,.08);
  --line:rgba(239,192,123,.22);
  --shadow:0 18px 60px rgba(0,0,0,.35);
  --radius:16px;
  --radius-sm:12px;
  --max:1200px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  background:var(--blue-3);
  color:var(--white);
  line-height:1.7;
  text-rendering:optimizeLegibility;
  -webkit-font-smoothing:antialiased;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{max-width:var(--max);margin:auto;padding:0 24px}
section{padding:96px 0}
h1,h2,h3,h4{font-weight:800;letter-spacing:-0.02em}
h1{font-size:clamp(2.2rem,4vw,3.25rem);line-height:1.1}
h2{font-size:clamp(1.65rem,2.6vw,2.25rem);margin-bottom:14px}
h3{font-size:1.2rem}
p{color:var(--muted)}
small{color:var(--muted)}
.kicker{
  color:var(--gold);
  font-weight:700;
  text-transform:uppercase;
  letter-spacing:.14em;
  font-size:.78rem;
  margin-bottom:12px;
}
.grid{display:grid;gap:32px}
.card{
  background:linear-gradient(180deg,var(--card2),var(--card));
  border:1px solid rgba(255,255,255,.08);
  border-radius:var(--radius);
  padding:32px;
  box-shadow:var(--shadow);
}
.card.soft{box-shadow:none}
.card h3{color:var(--gold);margin-bottom:10px}
.badge{
  display:inline-flex;align-items:center;gap:10px;
  padding:10px 14px;border-radius:999px;
  border:1px solid var(--line);
  background:rgba(15,52,96,.25);
  color:var(--muted);font-weight:600;font-size:.9rem;
}
.btn-row{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:14px 20px;border-radius:10px;
  font-weight:700;transition:transform .2s ease,opacity .2s ease,background .2s ease;
  will-change:transform;
}
.btn.primary{background:var(--gold);color:var(--blue-3)}
.btn.primary:hover{transform:translateY(-2px);opacity:.95}
.btn.secondary{border:1px solid var(--gold);color:var(--gold);background:transparent}
.btn.secondary:hover{transform:translateY(-2px);opacity:.95}
.btn.ghost{border:1px solid rgba(255,255,255,.12);color:var(--white);background:rgba(255,255,255,.04)}
.btn.ghost:hover{transform:translateY(-2px);opacity:.95}
header{
  position:sticky;top:0;z-index:1000;
  background:rgba(26,26,46,.82);
  backdrop-filter:blur(10px);
  border-bottom:1px solid rgba(255,255,255,.08);
}
.nav{height:80px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.brand{display:flex;align-items:center;gap:12px}
.brand img{height:34px;width:auto}
.nav-links{display:flex;align-items:center;gap:28px}
.nav-links a{color:var(--muted);font-size:.95rem;font-weight:650}
.nav-links a:hover{color:var(--gold)}
.nav-cta{display:flex;align-items:center;gap:12px}
.menu-btn{
  display:none;align-items:center;justify-content:center;
  width:44px;height:44px;border-radius:12px;
  border:1px solid rgba(255,255,255,.12);
  background:rgba(255,255,255,.04);
}
.menu-btn svg{width:22px;height:22px}
.mobile-drawer{
  display:none;
  border-top:1px solid rgba(255,255,255,.08);
  background:rgba(26,26,46,.95);
}
.mobile-drawer .container{padding:18px 24px 26px}
.mobile-links{display:flex;flex-direction:column;gap:14px}
.mobile-links a{padding:10px 0;color:var(--muted);font-weight:650}
.mobile-links a:hover{color:var(--gold)}
.hero{
  padding:88px 0 0;
  background:radial-gradient(900px 500px at 15% 20%, rgba(239,192,123,.14), transparent 60%),
             linear-gradient(180deg,var(--blue-2),var(--blue-3));
}
.hero-wrap{padding:72px 0 96px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.hero p{max-width:56ch;margin-top:18px}
.hero-visual{
  border-radius:24px;
  background:radial-gradient(600px 300px at 20% 20%, rgba(239,192,123,.18), transparent 60%),
             linear-gradient(135deg,var(--blue-1),var(--blue-2));
  border:1px solid rgba(255,255,255,.1);
  min-height:360px;
  position:relative;
  overflow:hidden;
}
.hero-visual:before{
  content:"";
  position:absolute;inset:-2px;
  background:
    linear-gradient(90deg, rgba(255,255,255,.12) 1px, transparent 1px) 0 0/24px 24px,
    linear-gradient(0deg, rgba(255,255,255,.08) 1px, transparent 1px) 0 0/24px 24px;
  opacity:.35;
  mask:radial-gradient(circle at 35% 25%, #000 0 45%, transparent 65%);
}
.hero-visual:after{
  content:"";
  position:absolute;right:-120px;bottom:-120px;
  width:320px;height:320px;border-radius:50%;
  background:radial-gradient(circle, rgba(239,192,123,.35), rgba(239,192,123,0) 65%);
}
.trust{
  background:rgba(22,33,62,.92);
  padding:28px 0;
  border-top:1px solid rgba(255,255,255,.06);
  border-bottom:1px solid rgba(255,255,255,.06);
}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;text-align:center}
.trust-item{padding:14px 16px;border-radius:14px;border:1px solid rgba(255,255,255,.08);background:rgba(255,255,255,.03)}
.trust-item strong{color:var(--gold);display:block}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:start}
.list{list-style:none;display:grid;gap:12px;margin-top:12px}
.list li{display:flex;gap:10px;color:var(--muted)}
.check{
  width:18px;height:18px;border-radius:6px;
  background:rgba(239,192,123,.18);
  border:1px solid rgba(239,192,123,.45);
  display:inline-flex;align-items:center;justify-content:center;flex:0 0 auto;margin-top:3px;
}
.check svg{width:12px;height:12px}
.services{background:transparent}
.cards-4{grid-template-columns:repeat(4,1fr)}
.cards-3{grid-template-columns:repeat(3,1fr)}
.process{background:rgba(22,33,62,.92)}
.process-step span{color:var(--gold);font-weight:900;letter-spacing:.06em}
.cta{
  background:linear-gradient(135deg,var(--blue-1),var(--blue-2));
  text-align:center;
  border-top:1px solid rgba(255,255,255,.06);
}
.footer{
  background:#0c1022;
  border-top:1px solid rgba(255,255,255,.06);
  padding:68px 0;
}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:44px}
.footer a{color:var(--muted)}
.footer a:hover{color:var(--gold)}
.hr{height:1px;background:rgba(255,255,255,.08);margin:22px 0}
.meta{display:flex;flex-wrap:wrap;gap:10px;margin-top:16px}
.pills{display:flex;flex-wrap:wrap;gap:10px}
.pill{padding:10px 14px;border-radius:999px;border:1px solid rgba(255,255,255,.12);background:rgba(255,255,255,.03);color:var(--muted);font-weight:650;font-size:.92rem}
.form{display:grid;gap:14px;margin-top:20px}
.input, textarea{
  width:100%;padding:14px 14px;border-radius:12px;
  background:rgba(255,255,255,.04);
  border:1px solid rgba(255,255,255,.12);
  color:var(--white);
  outline:none;
}
textarea{min-height:140px;resize:vertical}
.input:focus, textarea:focus{border-color:rgba(239,192,123,.55);box-shadow:0 0 0 4px rgba(239,192,123,.12)}
.note{font-size:.92rem}
.breadcrumb{display:flex;gap:10px;align-items:center;color:var(--muted);font-weight:650;font-size:.92rem;margin-top:18px}
.breadcrumb a:hover{color:var(--gold)}
.hero-mini{padding:44px 0 32px}
.hero-mini h1{font-size:clamp(2rem,3.2vw,2.6rem)}
.table{border:1px solid rgba(255,255,255,.1);border-radius:16px;overflow:hidden}
.table .row{display:grid;grid-template-columns:1.2fr .8fr;gap:16px;padding:16px 18px;border-top:1px solid rgba(255,255,255,.06)}
.table .row:first-child{border-top:none}
.table .row strong{color:var(--white)}
.table .row span{color:var(--muted)}
.notice{
  background:rgba(239,192,123,.08);
  border:1px solid rgba(239,192,123,.22);
  border-radius:16px;
  padding:18px 18px;
  color:var(--muted);
}
@media (max-width: 980px){
  .hero-grid,.split{grid-template-columns:1fr}
  .cards-4{grid-template-columns:1fr}
  .cards-3{grid-template-columns:1fr}
  .trust-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .nav-links{display:none}
  .menu-btn{display:inline-flex}
  section{padding:76px 0}
  .hero{padding:24px 0 0}
  .hero-wrap{padding:56px 0 76px}
}
@media (prefers-reduced-motion: reduce){
  *{scroll-behavior:auto}
  .btn{transition:none}
}